July 19, 2019
NAMI Will Join Appeal of U.S. District Court Ruling Allowing Short-Term, Limited Duration Plans
Last fall, NAMI joined a lawsuit challenging an Administration regulation that allowed for the expanded sale of short-term, limited duration (STLD) insurance plans. Earlier today, U.S. District Court Judge Richard Leon upheld the Administration’s regulation in ACAP v. Treasury.
NAMI believes this regulation hurts our decades-long fight for mental health parity by allowing for an expansion of health insurance plans that are not required to cover people with pre-existing conditions or provide coverage for mental health services.
NAMI is deeply disappointed in Judge Leon’s decision, but we will continue our fight to make sure every American has access to comprehensive mental health coverage.
NAMI intends to join the appeal of this decision with our partners in the lawsuit, which include the Association for Community Affiliated Plans (the lead plaintiff), AIDS United, American Psychiatric Association, Little Lobbyists, Mental Health America and the National Partnership for Women & Families.
Why are STLD plans harmful to people with mental illness?
STLD plans are permitted to:
- Deny coverage for any pre-existing condition like mental illness;
- Charge higher premiums for people with a history of mental health conditions; and
- Not cover mental health and substance use disorder treatment.
In addition, these plans are likely to attract younger and healthier individuals, many of whom will be left without the coverage they need in a mental health crisis or if they develop a mental health condition.
These short-term, limited duration plans will also result in higher premiums for comprehensive health insurance plans that provide parity mental health coverage and that don’t exclude people with pre-existing conditions.
December 12, 2018
Fair Coverage for Mental Health Survey
NAMI PBC is conducting a survey on our members’ experiences with attempting to have mental health services covered by an insurance company or Medicaid.
We will use this information to advocate for fair and equal mental health insurance coverage in Florida.
December 10, 2018
TOGETHER WE CAN INCREASE THE NUMBER OF MENTAL HEALTH HOSPITAL BEDS!
How many of us have ourselves or have had loved ones recycled out of hospital emergency rooms because we were told the hospital didn’t have any beds available for mental health patients? One of the reasons for this is that there really are only a limited number of beds available for mental health needs because our local hospitals do not get paid by Medicaid to have more than nine mental health beds.
We have an opportunity in Florida to change this situation and increase the number of mental health beds available in our local hospitals. Our Department of Health Finance Administration, the agency that manages our Medicaid, can ask Medicaid to allow hospitals to be paid for increasing the number of mental health beds.
Please download the letter below and fill in the blanks with your personal story of being denied mental health hospitalization in our local hospitals. Send it to the address on the top of the letter.
September 14, 2018
Today, NAMI joined a lawsuit filed this morning in the U.S. District Court for the District of Columbia to overturn the Administration’s recently-issued rule on short-term, limited-duration (STLD) insurance plans. The lead plaintiff is the Association for Community Affiliated Plans, joined by NAMI and the following organizations: AIDS United, American Psychiatric Association, Little Lobbyists, Mental Health America and National Partnership for Women & Families.
June 13, 2018
Today, NAMI released a report highlighting the impossible barriers millions of Americans living with mental health and substance use disorders faced prior to passage of the Affordable Care Act (ACA). These findings underscore how current efforts to weaken the individual insurance market could mean returning to a time when Americans with mental health conditions could be denied coverage or offered coverage that excludes services they need.
Read the Parity at Risk Report
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